In 1965 President Johnson and the United States Congress created Medicare as part of the Social Security Act. A national program, Medicare is a health insurance program for people 65 years of age or older along with some people under age 65 with disabilities or end stage renal disease. It is broken down into four different parts. • Part A is hospital insurance – covering expenses for hospital care, nursing facility care, and home health services. • Part B is medical insurance for outpatient hospital care and doctor’s services. Unlike Part A, Medicare Part B is optional. • Part C, […]
Tag: Medicare
All About Free and Low Cost Clinics
One of the most popular sections of the NeedyMeds website is our listing of Free, Low-Cost, and Sliding-Scale clinics. As health care has become more and more expensive, the need for low-cost health care has increased. Many people living in more rural parts of the country have a very limited number of options to see a doctor, and depending on their insurance status the number of available “in-network” doctors is even lower. Many people do not regularly see their doctor, only seeking help when a more serious condition arises. It can be a scary situation to be uninsured and have […]
Applying to a Patient Assistance Program (PAP)
Today many Americans find themselves struggling to pay for their medications, unfortunately leading to difficult choices between paying for food, rent, or prescriptions. Luckily pharmaceutical companies and other organizations are aware of this fact, and doing what they can to help alleviate costs for those struggling financially. For many drugs that may seem too expensive to afford there are Patient Assistance Programs (PAPs). These programs offer the drugs at little to no cost to the consumer. Finding a Program for your Medication: To apply for a PAP, first make sure one is available for your medication. You can look […]
Unregulated Drugs a Hazard to Poor and Elderly Patients
As children grow up, they learn an important lesson: when you are sick, taking medicine usually helps you feel better in a reasonably short time. That acquired knowledge has helped generations of kids suck down foul-tasting cough medicine and other remedies. In fact, “taking your medicine” has become cultural shorthand for doing something that may be unpleasant in the short run, but benefits one over the long term. This is certainly aided by the fact the United States has one of the safest drug supplies in the world; when you take a medication in America, you can count on it […]
Paying for Home Modifications
When caring for a loved one, many families look for financial assistance to help specifically with the cost of home care services. While there are programs that provide assistance in this area, many families fail to consider other forms of assistance that can make their loved one’s residence more accessible and safer. A safe and accessible home can actually reduce the need for home care services as well as prevent unexpected increases in home care services costs by helping to avoid injuries. This articles aims to help families better understand their financial assistance options for making home modifications for elderly […]