The Children’s Health Insurance Program (or CHIP) is a national program available in every state. Many families find themselves above the income limit to be eligible for Medicaid but still unable to afford health insurance. CHIP aims to assist these families in getting healthcare coverage by providing children under the age of 19 whose family income is too high to qualify for Medicaid with health insurance at low or no cost. The program is available throughout the nation but requirements vary by state, and the program goes by various names as well. The income limits vary by state and range […]
Tag: Health Insurance
Patient Assistance Program F.A.Q.
Patient Assistance Program F.A.Q. Here at NeedyMeds we are dedicated to providing information on how to save money on your medications and other health-related costs. One of our primary resources is our database of Patient Assistance Programs. Today we answer some of the most frequently asked questions about Patient Assistance Programs. If you have any questions that are not covered here please leave us a comment and we will get you an answer! What is a PAP? – Patient Assistance Programs are usually run by pharmaceutical companies to help uninsured and underinsured patients get their medication at free or low-cost. […]
New Tool, Approach for Consumers to Find Lower-priced Healthcare
There are a lot of people concerned about their healthcare costs in the U.S. I’m certainly one of them. My family gets hit unexpectedly like any other, and we have our own recurring medical bills to deal with. Since I realized a few years ago that I could save upwards of one to two thousand dollars a year in medical expenses, I’ve made a habit of reviewing my medical bills much more closely. This can take hours upon hours on the phone and researching of medical codes and jargon—far from a simple process. But what can you end up saving […]
Drug Discount Cards – Lifting the Veil of Secrecy
by Richard J. Sagall, MD, President of NeedyMeds Everywhere you look you see claims of savings from drug discount cards. You may be skeptical when cards promise huge savings. And you should be because not all the claims are real. Too Good to Be True The old saying “If it seems too good to be true then it probably is” applies to drug discount cards. Drug discount cards have the potential of saving you a lot of money, but you have to understand how they work. It’s important to remember that they all work basically the same way. […]
Applying to a Patient Assistance Program (PAP)
Today many Americans find themselves struggling to pay for their medications, unfortunately leading to difficult choices between paying for food, rent, or prescriptions. Luckily pharmaceutical companies and other organizations are aware of this fact, and doing what they can to help alleviate costs for those struggling financially. For many drugs that may seem too expensive to afford there are Patient Assistance Programs (PAPs). These programs offer the drugs at little to no cost to the consumer. Finding a Program for your Medication: To apply for a PAP, first make sure one is available for your medication. You can look […]