Tag: insurance

Health
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Understanding Health Insurance

by Richard Sagall, M.D. Insurance is really a simple concept. But few people, and even fewer politicians, seem to understand how insurance works and why so many of the promises we hear are impossible. Here are the basic concepts of insurance: Number 1 – You Never Win with Insurance – You always lose with insurance. Think about what happens when you have health insurance. Outcome 1 – You get sick, perhaps really sick, and you suffer while ill. You may experience long-term or even permanent disability from your illness. Or, in the worst case, you die. Your health insurance helps […]

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Affordable Care Act, Healthcare Reform
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Better Care Reconciliation Act

We have been tracking the new healthcare bill being proposed by the U.S. House of Representatives, the American Health Care Act (AHCA). After passing the House last month, the bill was sent to the United States Senate where it was redrafted into the Better Care Reconciliation Act (BCRA), which they are planning on holding the vote for after the July 4th recess. The Congressional Budget Office (CBO) has released their analysis report on the BCRA’s impact on the Federal deficit and American’s premiums and insurance status.   Previous CBO scores for Affordable Care Act (ACA) repeal/replace bills have shown millions […]

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Affordable Care Act, Healthcare Reform
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Amended AHCA Passes House Vote, Fails CBO Score

In a previous blog post, we explored the proposed Affordable Care Act (ACA; aka Obamacare) repeal/new healthcare law called the American Health Care Act (AHCA). Congress decided the bill would not be voted on shortly thereafter due to lack of support, but it has since been modified and passed by the U.S. House of Representatives. The passing of the House bill was celebrated by the Trump administration before the Congressional Budget Office (CBO) could analyze how the bill would affect the federal deficit and the healthcare costs for Americans. Last week the CBO released their report on the amended AHCA. […]

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Affordable Care Act, Health, Healthcare Reform
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American Health Care Act

After several years of attempts and Donald Trump running on platform of repealing the health care law, the U.S. Republican party has released their proposed replacement for the Affordable Care Act (ACA; aka Obamacare). The American Health Care Act (AHCA) was developed by Republicans in the House of Representatives, Senate, and the White House. The law will be debated in committees in the House and Senate before being voted on by all of Congress and then sent for the president’s signature if passed. In that time many changes could be made to the law. For now, we will outline what […]

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Health
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Out-of-Pocket Costs on the Rise

NeedyMeds’ mission has always been to help patients find help covering the costs of health care expenses. A previous guest post from Consumer Reports outlined the problem patients may face when confronted with expensive prescriptions, sometimes having to choose between needed medicine and groceries for their family.  Two recent studies show that the problem may be growing as out-of-pocket costs for health care are continuing to rise.   According to a study from TransUnion Healthcare, the consumer’s share of healthcare costs rose by 13% from 2014 to 2015. The report also shows that while costs rose, patients had fewer resources […]

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About Us

Welcome to the NeedyMeds Voice! We look forward to presenting you with timely, provocative pieces on healthcare reform, patient advocacy, medication and healthcare access, and other health-related news. Our goals are to educate, enlighten, and elucidate; together, we will try to make sense of the myriad and ongoing healthcare-related changes in the U.S. today.