We’ve been getting a lot of questions from our readers about how the resources we list on our website, especially the pharmaceutical patient assistance programs, will be affected by the Affordable Care Act. While we are still far away from having all the answers, we do have some additional information we can provide you after attending a recent PAP Conference. The overarching consensus is that PAPs will continue to exist to help those in need that fall into the gaps. Here is an overview of what we learned at the CBI PAP 2014 Conference, held in Baltimore on March 6-7. […]
Tag: Health Insurance
Checking in on the ACA
It’s February 5, 2014, and the Affordable Care Act is still here. There have been lots of changes over the last few weeks, in a few different areas: Marketplaces pushed back the deadline to enroll in a Marketplace plan for coverage to December 23, in order for coverage to begin on January 1. And some states went even further! Marketplaces have pushed back payment deadlines (allowing people more time to pay their January premiums). For example, California’s Marketplace pushed back the payment deadline to January 15. Some health plans are also deciding on their own to give people more time […]
All About Free and Low Cost Clinics
One of the most popular sections of the NeedyMeds website is our listing of Free, Low-Cost, and Sliding-Scale clinics. As health care has become more and more expensive, the need for low-cost health care has increased. Many people living in more rural parts of the country have a very limited number of options to see a doctor, and depending on their insurance status the number of available “in-network” doctors is even lower. Many people do not regularly see their doctor, only seeking help when a more serious condition arises. It can be a scary situation to be uninsured and have […]
5 Ways to Find Help with Your Diabetes Costs
Treatment and other diabetes-related costs can be expensive. According to the American Diabetes Association the total costs of diagnosed diabetes was $245 billion in 2012, with $176 billion in direct medical costs. “People with diagnosed diabetes incur average medical expenditures of about $13,700 per year, of which about $7,900 is attributed to diabetes. People with diagnosed diabetes, on average, have medical expenditures approximately 2.3 times higher than what expenditures would be in the absence of diabetes.” Here are 5 ways available to find help with these costs on the NeedyMeds website. 1. Apply for free or reduced prescription medications through […]
All About the Children’s Health Insurance Program (CHIP)
The Children’s Health Insurance Program (or CHIP) is a national program available in every state. Many families find themselves above the income limit to be eligible for Medicaid but still unable to afford health insurance. CHIP aims to assist these families in getting healthcare coverage by providing children under the age of 19 whose family income is too high to qualify for Medicaid with health insurance at low or no cost. The program is available throughout the nation but requirements vary by state, and the program goes by various names as well. The income limits vary by state and range […]