Helping people find assistance with health care and prescription costs

Category: Health

What is a Clawback & How it’s Affecting Your Prescription Copays

Americans may be surprised to learn that they could be paying more for their medications with their insurance copay instead of the cash price available to those without insurance. A study published last week found that Pharmacy Benefit Managers (PBMs) undermine claims that negotiated “rebates” with pharmaceutical companies are passed on to consumers. This follows a federal lawsuit filed over the summer after a California woman paid a $164 copay on a medication that can be purchased for $92 from the same pharmacy by anyone not using insurance. This practice is known as “clawback” and is instituted by PBMs who […]

Children’s Health Insurance Program (CHIP) Expires

Congress has allowed the Children’s Health Insurance Program (CHIP), which insures 9 million children in the United States, to expire. The program provided coverage for children in families making under 200% Federal Poverty Level (FPL) as well as to pregnant women. CHIP played a huge part in decreasing the rate of uninsured children from 14% in 1997 to 4.5% in 2015. By taking no action to renew the program before September 30, 2017 the U.S. Congress allowed the program to lose future funding, putting millions of American children at risk of major health complications from ordinarily treatable conditions. CHIP covers […]

Understanding Health Insurance

by Richard Sagall, M.D. Insurance is really a simple concept. But few people, and even fewer politicians, seem to understand how insurance works and why so many of the promises we hear are impossible. Here are the basic concepts of insurance: Number 1 – You Never Win with Insurance – You always lose with insurance. Think about what happens when you have health insurance. Outcome 1 – You get sick, perhaps really sick, and you suffer while ill. You may experience long-term or even permanent disability from your illness. Or, in the worst case, you die. Your health insurance helps […]

Health Tips for Back-To-School

It is the time of year that children have returned to school where they will be exposed to lots of new experiences and ideas but also higher risk of exposure to viruses and other illnesses. Here are tips to ensure your children have a successful and healthy time in school. Vaccinations are the best course for preventing illness. In addition to the vaccines recommended by your doctor, the Center for Disease Control and Prevention recommends an annual flu vaccine for everyone over 6 months of age. Sleep is essential to keep children (and adults) focused throughout the day. Adults need […]

Key West, Florida during Hurricane Dennis, 2005

Health Impacts from Natural Disasters

The Southwest United States were recently hit with the devastating Hurricane Harvey and Hurricane Irma recently swept through the Caribbean and Southeast. In the wake of such natural disasters, we can sometimes feel lost even as the risks persist around us. Flooding, destruction from wind, and damage to the healthcare system’s infrastructure can lead to many public health concerns. For those traveling into these areas or helping those impacted by these storms, there are many hazards to be aware of.   At time of writing, Hurricane Harvey has been held responsible for 70 deaths in Texas and Hurricane Irma has […]

About Us

Welcome to the NeedyMeds Voice! We look forward to presenting you with timely, provocative pieces on healthcare reform, patient advocacy, medication and healthcare access, and other health-related news. Our goals are to educate, enlighten, and elucidate; together, we will try to make sense of the myriad and ongoing healthcare-related changes in the U.S. today.