In the past five years since the passage of the Affordable Care Act (ACA), there have been strong supporters and fierce opponents. No matter what side of the ACA one falls, it’s hard to deny the positive results it has had in some people’s lives. Since 2013, uninsured rate dropped by 31% among Americans ages 50-64. Elderly Americans are among the most underserved populations in the country, and are at risk of struggling with poverty and disparity in health care. The ACA expanded access to health insurance coverage to 50- to 64-year-olds through several provisions, including expanding eligibility for […]
Tag: Health Insurance Exchange
Checking in on the ACA
It’s February 5, 2014, and the Affordable Care Act is still here. There have been lots of changes over the last few weeks, in a few different areas: Marketplaces pushed back the deadline to enroll in a Marketplace plan for coverage to December 23, in order for coverage to begin on January 1. And some states went even further! Marketplaces have pushed back payment deadlines (allowing people more time to pay their January premiums). For example, California’s Marketplace pushed back the payment deadline to January 15. Some health plans are also deciding on their own to give people more time […]
Health Insurance at 26 : What Are My Options?
The passing of the Affordable Care Act has implemented a number of changes to American healthcare. Many of these changes directly affect families, the elderly, and people with pre-existing conditions, leaving many of 20-somethings wondering “What does this mean for me?” One major impact of the new law is that young adults can stay on their parents’ healthcare plan until age 26. Before the passing of the Affordable Care Act children could only stay on their parents’ insurance up to age 19, with exceptions for full-time students. Since the law has been enacted, over 3 million young adults have gained […]
What Does the Health Law Mean for Me?
Many of our NeedyMeds users have asked us to help them figure out what healthcare reform, or Obamacare, will mean for them and for their families or clients. This is understandable because the law is complex, with both state and federal governments playing a role in implementation. Some of the more common questions include these: I am uninsured right now. The new law says I have to buy insurance. What happens if I can’t afford it? What will happen if I don’t buy it? Can I keep the health insurance I already get from my work? Can I get health […]