Medicare is turning 50 this week. In July 1965, President Johnson led Congress to create a federal health insurance program under the Social Security Act. Medicare covers people over 65 years old and younger people with certain disabilities or diseases. According to recent Yale University study, Americans on Medicare are spending less time in the hospital, living longer, and spending less on hospital visits as compared to 15 years ago. The Yale study focused on Medicare beneficiaries over 65 years of age between the years of 1999 and 2013 and the trends in mortality, hospitalizations, and expenditures in that time. […]
Category: Healthcare Reform
Affordable Care Act Helps Americans Ages 50-64
In the past five years since the passage of the Affordable Care Act (ACA), there have been strong supporters and fierce opponents. No matter what side of the ACA one falls, it’s hard to deny the positive results it has had in some people’s lives. Since 2013, uninsured rate dropped by 31% among Americans ages 50-64. Elderly Americans are among the most underserved populations in the country, and are at risk of struggling with poverty and disparity in health care. The ACA expanded access to health insurance coverage to 50- to 64-year-olds through several provisions, including expanding eligibility for […]
Checking in on the ACA
It’s February 5, 2014, and the Affordable Care Act is still here. There have been lots of changes over the last few weeks, in a few different areas: Marketplaces pushed back the deadline to enroll in a Marketplace plan for coverage to December 23, in order for coverage to begin on January 1. And some states went even further! Marketplaces have pushed back payment deadlines (allowing people more time to pay their January premiums). For example, California’s Marketplace pushed back the payment deadline to January 15. Some health plans are also deciding on their own to give people more time […]
All About the Children’s Health Insurance Program (CHIP)
The Children’s Health Insurance Program (or CHIP) is a national program available in every state. Many families find themselves above the income limit to be eligible for Medicaid but still unable to afford health insurance. CHIP aims to assist these families in getting healthcare coverage by providing children under the age of 19 whose family income is too high to qualify for Medicaid with health insurance at low or no cost. The program is available throughout the nation but requirements vary by state, and the program goes by various names as well. The income limits vary by state and range […]
Health Insurance at 26 : What Are My Options?
The passing of the Affordable Care Act has implemented a number of changes to American healthcare. Many of these changes directly affect families, the elderly, and people with pre-existing conditions, leaving many of 20-somethings wondering “What does this mean for me?” One major impact of the new law is that young adults can stay on their parents’ healthcare plan until age 26. Before the passing of the Affordable Care Act children could only stay on their parents’ insurance up to age 19, with exceptions for full-time students. Since the law has been enacted, over 3 million young adults have gained […]