If you’ve struggled to keep up with the cost of prescriptions under Medicare, you’re not alone. For years, the “donut hole” left many people paying more than expected. While that coverage gap officially closed in 2020, Medicare Part D has continued to evolve–especially with new changes taking effect in 2025. This article explains what the donut hole used to be, how Medicare Part D works now, and what the latest reforms mean for your wallet. Whether you’re new to Medicare or reviewing your plan, we’ll help you better understand coverage, costs, and how to avoid common pitfalls.  What is the […]