The passing of the Affordable Care Act has implemented a number of changes to American healthcare. Many of these changes directly affect families, the elderly, and people with pre-existing conditions, leaving many of 20-somethings wondering “What does this mean for me?” One major impact of the new law is that young adults can stay on their parents’ healthcare plan until age 26. Before the passing of the Affordable Care Act children could only stay on their parents’ insurance up to age 19, with exceptions for full-time students. Since the law has been enacted, over 3 million young adults have gained insurance.

As a recent college graduate, I took full advantage of the new law and remained on my parents’ insurance until 26. After that I had options – lots of options – most of which I knew very little about (sound familiar?). I did know that as a Massachusetts resident I had to be insured, or I would face an increase on my taxes.

The first option was to wait for an open enrollment period and get back on my parents’

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