For over 10 years, the NeedyMeds Drug Discount Card has been helping patients afford their prescriptions. To date, we have saved patients over $280 million on the price of their medications. The free NeedyMeds Drug Discount Card can be used anywhere in the country at over 65,000 participating pharmacies including all of the major chains, to save up to 80% on the cash price of your prescriptions. There are no income, age, or immigration status restrictions. There is no activation or registration needed and no personal information is taken when using our card.

The only rule is that you can’t combine insurance with the NeedyMeds Drug Discount Card. If you’re uninsured, you can use it any time you are purchasing a medication. If you have health insurance, the card can fill in the gaps in your coverage. For example, if you have any medications not covered under your insurance or if you have a high copay or deductible you could try using the card instead of your insurance. You can also use the card on

Read more

The Affordable Care Act (ACA; aka Obamacare) Health Insurance Marketplace begins its seventh Open Enrollment period today. American healthcare consumers can sign up on the federal insurance exchange at healthcare.gov or through their state marketplaces. In recent years there has been increased confusion surrounding Open Enrollment due to changes (and attempted changes) made to the ACA under the Trump administration, leading to the U.S. uninsured rate to rise for the first time since 2014 and the largest single-year increase since 2008.

When Obama was president and launched the ACA, Open Enrollment period ran 90 days beginning November 1 and running until the end of January. Open Enrollment was cut by President Trump to 45 days in 2017 unless you qualify for the Special Enrollment Period which extends enrollment by an additional 60 days. Advertising and outreach budgets for Open Enrollment have faced cuts, limiting the people able to access assistance or appropriate information that can help them.

New rules put out by the Trump administration allow ACA subsidies to be used for

Read more

The Affordable Care Act (ACA; aka Obamacare) Health Insurance Marketplace begins its sixth Open Enrollment period today. American healthcare consumers can sign up on the federal insurance exchange at healthcare.gov or through their state marketplaces. Last year there was increased confusion surrounding Open Enrollment due to changes (and attempted changes) made to the ACA under the Trump administration, leading to the U.S. uninsured rate to rise for the first time since 2014 and the largest single-year increase since 2008.

Open Enrollment period ran 90 days after November 1 until the end of January during the Obama administration but was cut to 45 days in 2017 unless you qualify for the Special Enrollment Period, extending the enrollment period by an additional 60 days. Further limiting access to enrollment, the healthcare.gov website has scheduled weekly 12-hour maintenance outages. Advertising and outreach budgets for Open Enrollment are also cut even more than last year.

New rules put out by the Trump administration this year allow ACA subsidies to be used for

Read more

In a previous blog post, we explored “clawback” and how it affects the prices of prescriptions. In short, Pharmacy Benefit Managers (PBMs) negotiate copay prices for insurers that are often higher than the cash price paid by uninsured patients all while instituting a “gag rule” for pharmacists to forbid them from revealing the price discrepancy to patients unless asked directly. A number of states have already passed laws banning clawback and gag rules, though a group of bipartisan U.S. senators have introduced a bill the ban gag clauses for PBM-negotiated contracts nationwide.

A recent study by Journal of the American Medical Association (JAMA) found that 23% of all prescriptions filled through insurance ended up costing more than patients who would pay out-of-pocket. Related to this, a national poll from West Health Institute/NORC at

Read more

Open enrollment for Affordable Care Act (ACA; aka Obamacare) coverage ended across the United States in mid-December, but the last few states ended their open enrollment period at the end of January. We wrote in November about the state of Open Enrollment, and discussed the impacts of confusion surrounding the healthcare law earlier this year. Now that the open enrollment period has ended, we’re able to look at the numbers of people who took advantage and those still left underserved.

Even with enrollment period cut in half and other changes enacted by the Trump administration, nearly 11.8 million people signed up for healthcare on healthcare.gov or through their state’s marketplace. Experts say that had Open Enrollment period not been so much shorter and outreach funding not been cut 90%, an additional 1.1 million Americans would have enrolled. Returning ACA enrollees marginally increased since last year, however new enrollment fell 29% with the Trump administration’s cuts. Of the ten states that extended their enrollment periods beyond the shortened 45-day period, seven of them surpassed the enrollment from the previous year.

Read more