Tag: Uninsured

All About the Children’s Health Insurance Program (CHIP)

The Children’s Health Insurance Program (or CHIP) is a national program available in every state. Many families find themselves above the income limit to be eligible for Medicaid but still unable to afford health insurance. CHIP aims to assist these families in getting healthcare coverage by providing children under the age of 19 whose family income is too high to qualify for Medicaid with health insurance at low or no cost. The program is available throughout the nation but requirements vary by state, and the program goes by various names as well. The income limits vary by state and range […]

Volunteers in Medicine: Caring for the Uninsured

Access to Health Care Today, many working individuals in America do not have health insurance and as a result do not have access to quality health care services.  Their employers may not provide coverage, or they may earn too little to buy affordable health insurance or earn too much to receive other types of public assistance.  These are the “working uninsured” who, in many communities, turn to Volunteers in Medicine (VIM) clinics and other safety-net clinics for access to health care services.   Services provided in VIM Clinics VIM clinics provide health care services free of charge.  Retired and practicing […]

Drug Discount Cards – Lifting the Veil of Secrecy

by Richard J. Sagall, MD, President of NeedyMeds   Everywhere you look you see claims of savings from drug discount cards. You may be skeptical when cards promise huge savings. And you should be because not all the claims are real.   Too Good to Be True The old saying “If it seems too good to be true then it probably is” applies to drug discount cards. Drug discount cards have the potential of saving you a lot of money, but you have to understand how they work. It’s important to remember that they all work basically the same way. […]

Price Shopping Pharmacies To Save On Meds

Sumanah was a 26 year old event planner in New York City when suddenly diagnosed with congestive heart failure.  Sumanah was like many typical 26 year olds, without health insurance and no savings capable of paying for her medical bills. Taking 10 medications for her condition, Sumanah was paying full price at what she “thought” was the cheapest pharmacy. After she discovered that not only were some pharmacies cheaper for the same exact medication, she learned that some pharmacies can be upwards of 16 times more expensive than another pharmacy right across the street. Using this information, Sumanah was able […]

Applying to a Patient Assistance Program (PAP)

Today many Americans find themselves struggling to pay for their medications, unfortunately leading to difficult choices between paying for food, rent, or prescriptions. Luckily pharmaceutical companies and other organizations are aware of this fact, and doing what they can to help alleviate costs for those struggling financially. For many drugs that may seem too expensive to afford there are Patient Assistance Programs (PAPs). These programs offer the drugs at little to no cost to the consumer.   Finding a Program for your Medication: To apply for a PAP, first make sure one is available for your medication. You can look […]

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Welcome to the NeedyMeds Voice! We look forward to presenting you with timely, provocative pieces on healthcare reform, patient advocacy, medication and healthcare access, and other health-related news. Our goals are to educate, enlighten, and elucidate; together, we will try to make sense of the myriad and ongoing healthcare-related changes in the U.S. today.