This week is National Health Center Week. As health care has become more and more expensive, the need for low-cost health care has increased. Many people living in more rural parts of the country have a very limited number of options to see a doctor, and depending on their insurance status the number of available “in-network” doctors is even lower. Many people do not regularly see their doctor, only seeking help when a more serious condition arises. It can be a scary situation to be uninsured and have an unforeseen medical problem come up. This week is meant to celebrate and raise awareness of local community owned and operated clinics providing high quality, cost effective, accessible care to more than 25 million Americans.

One of the most popular sections of the NeedyMeds website is our listing of Free, Low-Cost, and Sliding-Scale Clinics. We list three different types of clinics on NeedyMeds.org. The first are free clinics, which provide services at no cost to the patient. The second are low-cost clinics that usually

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One of the most popular sections of the NeedyMeds website is our listing of Free, Low-Cost, and Sliding-Scale clinics. As health care has become more and more expensive, the need for low-cost health care has increased. Many people living in more rural parts of the country have a very limited number of options to see a doctor, and depending on their insurance status the number of available “in-network” doctors is even lower. Many people do not regularly see their doctor, only seeking help when a more serious condition arises. It can be a scary situation to be uninsured and have an unforeseen medical problem come up.

We list three different types of clinics on NeedyMeds.org. The first are free clinics, which provide services at no cost to the patient. The second are low-cost clinics that usually have a low flat-fee for all patients or types of visit. The third are sliding-scale clinics; the price for these clinics is based on the patient’s ability to pay, and is usually derived from their income and family size as it relates to the federal poverty level.

Each clinic offers a different variety of services. Many clinics

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Medicare is turning 50 this week. In July 1965, President Johnson led Congress to create a federal health insurance program under the Social Security Act. Medicare covers people over 65 years old and younger people with certain disabilities or diseases. According to recent Yale University study, Americans on Medicare are spending less time in the hospital, living longer, and spending less on hospital visits as compared to 15 years ago.

The Yale study focused on Medicare beneficiaries over 65 years of age between the years of 1999 and 2013 and the trends in mortality, hospitalizations, and expenditures in that time.  All the measured trends decreased in the time examined; however the cost per inpatient death rose $2000 between 1999 and 2009, but then fell $4000 by 2013—$2000 less than the initial figure.  The out-of-pocket expenses for medical services dropped an average of almost $500 in the years studied.

Medicare is funded through the US Treasury, though patients still have some out-of-pocket expenses associated with their medical care.  The Affordable Care Act expanded Medicare benefits and funding to help those in need.

There

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Today’s blog post is a guest post from Tony at StuffSeniorsNeed.com, a great site dedicated to helping the elderly along with their caregivers.

So “What does StuffSeniorsNeed.com do?”

The best way to tell that is through my personal story, and while it is a long story I will condense it to be brief and to answer the question above.  It involves my mother’s physical decline, far earlier than I ever would have expected, and the heart attack she took at age 68.

This heart attack, which she did survive, put me in the role of being a very unprepared caregiver.  All of a sudden I needed to become her power of attorney, health care proxy, find all of her financial information to apply for the 5-year look back period for Medicaid, learn how to check out a nursing home to make sure Mom was getting the best care possible, and 100’s of other things that I never foresaw I would have to do this early in life.

Ten years from now, maybe, but not now.

That’s the first thing I do for the readers of my blog as well as for the attendees to the seminars where I speak. Warn them that they need to be prepared now for their

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One often overlooked resource on the NeedyMeds website is our listings of Government Programs. These programs are state-specific, and help needy families and individuals with the cost of healthcare. We regularly update this database, which includes State-Sponsored Programs, Medicare Information, Medicaid Sites, State Health Insurance Assistance Program information, and Federal Poverty Level and Tax Return Request Form guidelines and information. If you are not having luck finding a PAP or co-pay program for your medication or particular disease, there may be a Government Program there to help.

State Sponsored Programs

Programs that are created, sponsored, or funded by a state, county or local government are considered State Sponsored Programs. These programs provide a variety of types of assistance ranging from medical care, financial assistance, health insurance, prescription assistance, assistance with medical supplies and much more. We list these programs on our website by state. Simply choose your state from the drop-down menu

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